Coincap stands as a trailblazing force in the realm of financial services, offering users unprecedented access to a comprehensive suite of fair and rewarding financial services. Anchored in principles of transparency, Coincap prides itself on providing passive returns on investment, and competitive loan rates while eliminating exorbitant fees, and executing transactions swiftly, all aimed at bolstering your financial prosperity. As a leading figure in the realm of decentralized finance (DeFi), Coincap empowers and equips its users with an array of cutting-edge DApps and DeFi protocols. From trading to Liquidity mining and crypto-backed loans, the platform offers a comprehensive suite of services, placing the power directly in the hands of its community. At its core, Coincap operates as a decentralized marketplace, fundamentally reshaping the way cryptocurrencies are exchanged. Through a peer-to-peer system, users can seamlessly conduct transactions without reliance on centralized intermediaries, ensuring a level of autonomy and security previously unseen in traditional financial settings. Operating with a community-centric ethos, Coincap allocates 25% of its revenue back to the community, amplifying earnings on investing and borrowing. This unwavering commitment to its investors, combined with attractive interest rates and nominal fees, has fueled Coincap's substantial growth trajectory since its inception, solidifying its position as a beacon of innovation in the world of decentralized finance.

The Coincap Network was founded in 2019 with the aim to provide a full community-orientated alternative to the traditional banking financial system for loans and return on investments. Most of the big banks and financial institutions had gotten away with risky and unethical behavior done at the expense of the owners funds; Presenting various bogus charges, transaction fees, and restraints placed that hinder asset transactions and transfers. Coincap broke in, allowing its users access to services such as crypto management and crypto-backed loans where users could deposit coins as collateral to obtain loans in stable currencies. It also encourages users to stake cryptocurrency on DeFi Locked staking pools providing Liquidity and enjoying rewarding APY’s on coins staked. Since its inception, the Coincap platform has experienced significant growth. The number of active users grew by about 39.79% in the second quarter of the following year. This can be broken down to a weekly average growth of 3.06% increase in the number of users. The Coincap Platform boasts of over 32,000 users at the moment and holds more than $500 million in community deposits for users. Coincap offers high-interest-earning savings accounts, low-interest borrowing fees, and a solid security system.

Coincap Financial Management Limited is approved and registered by the BVI Financial Services Commission as a certified financial manager pursuant to the Investment Business (Approved Manager) Regulations (2012) (as amended) and treated as licensed for the Financial Services Commission Act 2001. As a Certified Fund, Coincap is authorized by the British Virgin Islands Financial Services Commission to provide management services to investment funds and also to private & institutional investors.

As we are speedily entering the age of web3 and the metaverse, we are witnessing that new technologies and business models are evolving that promise to change the working of banks. Web3 in banking has significant implications for all parties involved. It entails enhanced services for end users—retail banking users, investment bankers and corporates. Other benefits for users include an immersive experience through a metaverse-simulated environment, the ability to provide continuous platform updates and improved interactiveness with AI modules incorporated into metaverse avatars. Interestingly, web3 technologies like blockchain, smart contracts, and NFTs, bring new and advanced capabilities to the entire banking sector.